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Simple. Affordable. Health Coverage
That Works For You.

We help individuals, families, and business owners find the right plan — without the confusion. A licensed advisor walks you through every option.

  • Independent & licensed
  • Every major carrier
  • English & Español
Licensed Agency
NPN 20195428
Direct Access
Speak to a real advisor
Bilingual Service
English & Español
No Obligation
Free consultations
60-Second Quote

See your options. No spam, no obligation.

Tell us a few quick details and a licensed advisor will personally walk you through your best plan options — usually within the same business day.

  • A real human reviews your form (no bots)
  • Side-by-side plan comparisons across all major carriers
  • Bilingual support — English & Español

"Harold helped us save over $400/month and finally feel covered."

— Maria R., Family of 4
Free Health Quote

Let's find your plan.

4 quick questions. About 60 seconds.

Who is this coverage for?

Pick the option that fits best.

A few quick details.

This helps us narrow your plan options before the call.

What matters most to you?

Pick all that apply — we'll match plans to your priorities.

Where should we reach you?

A licensed advisor will personally call within one business day.

Your information is secure. SSL encrypted.
Plans From the Nation's Top Carriers
Our Process

Simple. Clear. Effective.

A four-step process designed to make health coverage feel less like paperwork — and more like peace of mind.

Two professionals reviewing options together
A licensed advisor on every call
01

Request a Quote

Fill out a 60-second form or call us directly. We'll get to know your situation.

02

Speak With an Advisor

A licensed expert (not a robo-call) walks you through the plans that fit you best.

03

We Customize Your Plan

We tailor a plan to your budget, network needs, and family — no cookie-cutter coverage.

04

Get Covered

We handle the application end-to-end. You walk away with confidence and coverage.

Who We Help

Coverage Built Around You.

Whether you're a freelancer, a family of five, or running a small team — we have a plan that fits your life and your budget.

Self-Employed

You built your business — let us protect your health. Plans designed for freelancers and 1099 contractors.

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Individuals

Affordable, comprehensive plans for single professionals — including dental, vision, and supplemental options.

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Families

Full-family coverage with pediatric care, maternity, and the network access your kids actually need.

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Business Owners

Group health benefits tailored to your team size and budget. Tax advantages, simple setup, year-round support.

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Healthcare Travelers

Multi-state coverage for traveling nurses and contract clinicians. Stay covered as your assignments change.

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Truck Drivers

OTR-friendly plans with nationwide networks, telehealth access, and DOT-compliant care for life on the road.

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Meet The Team

Real Advisors. Real Guidance.

You'll never be passed to a stranger. Our small, licensed team handles your case start to finish.

Senior Agent Simon Bernal
Simon Bernal
Family & Individual Plans

Helping families and small businesses navigate coverage for over a decade.

English Español
Senior Agent Ruben Marrero
Ruben Marrero
Self-Employed Specialist

Specialist in marketplace plans and ACA navigation for self-employed clients.

English Español
Senior Agent Michael Tolentino
Michael Tolentino
Group & Business Plans

Builds tailored benefits packages for small business teams of 2 to 50.

English Español
Founder Harold Carvajal
Harold Carvajal
Founder & Senior Health Advisor

A licensed advisor for over a decade — built Carvajal Core Health to make coverage simple.

English Español
What To Expect

No pressure. Just clarity.

Here's exactly what working with a licensed advisor at Carvajal Core Health looks like — from your first call to the day your coverage starts.

A real conversation, not a sales pitch

Your first call is 15-20 minutes with a licensed advisor — not a call center. We ask about your doctors, your meds, your budget, and your family situation. No script.

Side-by-side plan comparison

We pull plans from every major carrier we represent and lay them out clearly — premiums, deductibles, networks, prescription coverage. You see what you're choosing and why.

Honest recommendations

If a marketplace plan with a subsidy is better for you than what we'd earn commission on, we'll tell you. Our job is to find the right fit — not the most profitable one.

Support after enrollment

Your advisor stays your advisor. Questions about a claim, a network change, or open enrollment next year? Same number, same person. We don't disappear after you sign.

Bilingual service

Every advisor on our team works fluently in both English and Spanish. We translate the jargon so you understand exactly what you're buying — in whichever language is easier for you.

No obligation, ever

If we don't find a plan that genuinely fits your situation, we'll tell you that too. No hard sell, no follow-up calls trying to change your mind. You leave the call better informed either way.

For The People Who Matter Most

Because behind every policy is a family worth protecting.

We're not just selling insurance — we're helping moms, dads, freelancers, and small business owners sleep better at night. When life happens, the right coverage means the difference between a difficult moment and a financial crisis. That's why we take the time to get it right.

Book a Free Consultation
About Carvajal Core Health

Licensed advisors. Real conversations.

Carvajal Core Health Group is a licensed health insurance agency specializing in coverage solutions for individuals, families, and small businesses. Our process is consultative and phone-based — clients compare options, understand coverage, and enroll in plans that fit their medical needs and budget.

We partner with reputable carriers to offer individual and family health insurance, short-term coverage, and dental and vision plans. Licensed in multiple states, we provide ongoing support before and after enrollment.

Independent & Licensed
Not tied to one carrier — recommendations based on your needs.
A Real Person, Every Time
No call centers. The advisor you start with is the one you keep.
Bilingual Service
Every advisor works fluently in English and Spanish.
Free, No Obligation
Consultations cost nothing. You pay only when you enroll — and never to us.
Phone-based consultation
Phone-based consultations
Real conversations.
Licensed advisors. Honest guidance.
Licensed Insurance Agency
NPN 20195428
Book a Free Consultation

Pick a time that works for you.

15 minutes. No obligation. We'll review your situation, walk through your options, and answer every question you have.

  • Plan breakdown — 10 minutes
  • Q&A — 5 minutes
  • Next steps — 5 minutes
Or call us directly
(210) 992-9171